T/personal-finance

  1. Sign Up for Your Money’s Financial Boot Camp for 20-Somethings Business, Today

    We want to help you get your money in shape.

  2. How Scammers Are Stealing Food Stamps From Struggling Americans Business, May 4

    Thieves are using skimmers to drain millions in food stamps and other public benefits from the neediest Americans.

  3. Medical Debt Shows Up Less Often on Credit Reports Business, May 3

    But the Consumer Financial Protection Bureau said 15 million people still had medical bills in their files, which can make it hard to qualify for loans.

  4. The Perils of the Fed’s Vast Bond Holdings Sunday Business, May 3

    The Federal Reserve is shedding assets at a glacial pace, exposing the financial system to continuing risks, our columnist says.

  5. Giuliani’s Spending: $43,000 a Month and a Lot of Credit Card Bills Washington, May 1

    Rudy Giuliani promised a bankruptcy court that he would limit his spending, but it didn’t take long before he broke that pledge, and by a lot.

  6. What the Fed’s Moves Mean for Mortgages, Credit Cards and More Business, May 1

    Higher rates benefit those who can save, but for borrowers falling rates would reduce bills on credit cards, home equity loans and other forms of debt.

  7. ¿Cómo hacer una lista de súper que se ajuste a mi presupuesto? En español, April 30

    Hacer un presupuesto en la lista de supermercado al que podamos ajustarnos puede ser una manera de ahorrar, alcanzar nuestras metas y destinar el dinero a otras necesidades.

  8. A Wealth Shift That Could Leave Some Younger Americans Behind Sunday Business, April 28

    Assets held by baby boomers are changing hands, but that doesn’t mean their millennial heirs will be set for life.

  9. Widowed Before 40 and Coping With the Financial Consequences Business, April 27

    People who suddenly lose a spouse while young can feel unprepared for what their future looks like.

  10. Louisiana Will No Longer Require Students to Fill Out FAFSA to Graduate Business, April 26

    Experts say high school seniors are more likely to go to college if they complete the financial aid form, but the state sees privacy issues with mandating it.

  11. With Inflation This High, Nobody Knows What a Dollar Is Worth Sunday Business, April 26

    Strong reactions to rising prices and misunderstandings about the value of money are rampant, our columnist says.

  12. Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. Business, April 23

    More investment professionals will be required to act in their customers’ best interest when providing advice about their retirement money.

  13. 6 Smart Tips for Building a Better Grocery Budget Dining, April 23

    With a few simple steps, you can rein in your spending at the supermarket.

  14. ‘Pay Later’ Lenders Have an Issue With Credit Bureaus Business, April 23

    Firms like Experian and TransUnion say it is time for “buy now, pay later” loans to appear on consumer credit reports. The lenders aren’t ready to sign on.

  15. You Finished I.V.F. and Want to Donate Embryos. Is There a Tax Benefit? Business, April 20

    Some people may consider donating embryos to researchers in light of Alabama’s I.V.F. ruling and in advance of other state actions. Would it be considered a charitable gift?

  16. ‘Aging in Place, or Stuck in Place?’ Science, April 20

    Homeownership is not the boon to older Americans that it once was.

  17. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  18. Inflation, Interest Rates and Oil Prices Have Jolted the Markets Sunday Business, April 19

    Euphoria has been replaced by a much more somber mood, changing the value calculations in a host of markets, our columnist says.

  19. What to Do When Your 401(k) Leaves Something to Be Desired Sunday Business, April 19

    Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly.

  20. Biden’s Student Loan Repayment Plan Is Being Challenged. Here’s What to Know. Business, April 13

    The income-driven plan known as SAVE has reduced payments for millions of borrowers. Lawsuits by Republican-led states are seeking to upend it.

  21. That Giant College ‘Sticker’ Price Isn’t What Most Students Pay Business, April 12

    The share of those paying the full advertised cost has declined over the last couple of decades, a new report found. Yet many don’t understand how much they’ll really pay.

  22. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  23. My Friend Is a Spendthrift With a Sick Dog. Should I Give to Her GoFundMe? Magazine, April 10

    The magazine’s Ethicist columnist on the value of donating to a fund-raiser for a pet in need — despite its owner’s bad habits.

  24. Quieren ser monjas y sacerdotes, pero la deuda estudiantil los frena En español, April 9

    Para quienes quieren ingresar en determinadas órdenes religiosas, saldar deudas antes de hacer voto de pobreza puede resultar difícil. Pero sus comunidades están dispuestas a ayudar.

  25. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  26. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  27. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  28. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  29. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  30. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  31. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  32. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  33. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  34. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  35. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  36. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  37. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.