T/personal-finance

  1. The I.R.S. Is Phasing Out Paper Checks. Here’s How to Speed Your Refund. Your Money, Today

    President Trump has directed that most federal payments be issued electronically, including tax refunds. Last year nearly 10 million people got their refund via a paper check.

  2. Record Number of Student Loan Borrowers Are in Delinquency and Default Business, Today

    Recently released data from the Education Department showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans.

  3. The Best We Should Hope For From the Fed: Nothing Business, Yesterday

    A rate cut in the next few months could signal major problems in the economy.

  4. ‘It’s Just Crazy’: High Car Payments Make Ownership Feel Impossible Business, March 16

    Rising vehicle prices, auto loan interest rates, and insurance and maintenance costs are making it harder for people to buy or keep cars.

  5. It’s Good to Be a Billionaire, Even at Tax Time Business, March 15

    Paying taxes would feel better if the truly rich were bearing a fair share, our columnist says.

  6. When Changing Your Address Leads to Losing Your Medicare Coverage Business, March 14

    Using a post office box shouldn’t cost you your health insurance. But in one woman’s case, it sure seemed to.

  7. What to Do if You’re a Data Breach Victim (and You Probably Are) Your Money, March 13

    Data incidents have become so common that you may be tempted to throw away notification letters. Don’t do that, experts say.

  8. His Father Lost His Life’s Savings in a Scam. A Fake Lawyer Offered to Help. Business, March 13

    Many cybercrime victims are retargeted by online scammers posing as lawyers or other professionals who promise they can recover stolen money.

  9. La industria del bienestar de las mascotas está en auge. También sus precios En español, March 12

    Los dueños de mascotas están extendiendo sus creencias y prácticas de salud a sus amigos peludos.

  10. As War Sends Gas Prices Soaring, Americans Wince: ‘Harder to Exist.’ U.S., March 10

    Shocked by the rapid price increases, many Americans are scrambling to figure out how to stretch their budgets to cover an essential expense.

  11. Tell Us About Your Plans for a Longer Life Your Money, March 9

    If you are saving money and have a plan for the future, we want to hear how it’s going and any advice you have for others.

  12. A $1,000 Dog Grooming Session? The Pet Wellness Industry Is Booming. Business, March 9

    Pet owners are extending their health beliefs and practices to their furry friends.

  13. MrBeast llegó al mundo de los servicios financieros. Los padres deben prestar atención En español, March 9

    Beast Industries ha adquirido una aplicación similar a un banco para jóvenes y podría llegar a ofrecer diversos servicios financieros, incluidas las criptomonedas.

  14. A Vexing Problem for College Students: Course Availability Your Money, March 6

    A new report looks at course “shutouts,” which can add to the time and cost of getting a degree.

  15. The Best Playbook for Investing During a War Is Usually Doing Nothing Business, March 4

    The Trump administration has breached so many norms that the old approach carries heightened risks, our columnist says.

  16. MrBeast Is Getting Into Financial Services. Parents Should Pay Attention. Business, March 3

    Beast Industries has acquired a banklike app for young people and could eventually offer a variety of financial services, including crypto.

  17. Banks Are Becoming Bulwarks for Vulnerable Seniors Health, February 28

    Older Americans are losing billions of dollars annually to financial exploitation. Banks and investment firms are training employees to spot red flags and stop the transactions.

  18. 4 Ways to Enjoy Your Savings in Retirement Without Going Broke Business, February 28

    Once paychecks stop, it can be frightening to shift out of the savings habit. But there are strategies to enjoy your nest egg and make it last.

  19. The I.R.S. Shut Its Direct File, but Here Are Other Free Filing Options Your Money, February 27

    The agency still offers a Free File program that works with commercial tax software firms. Some companies also offer free tools for certain filers.

  20. Trump Proposed a New Retirement Plan With Up to a $1,000 Match. How Might It Work? Business, February 25

    An existing law could help create new retirement savings plans for people who lack them. But there may be income restrictions on any match.

  21. It’s a Buyer’s Market, but Homeownership Eludes Many Americans Business, February 23

    A growing split between low-to-middle-income families and wealthy households is changing who has access to homeownership now.

  22. They Rushed to Buy Homes During the Pandemic. Now, Some Feel Trapped. Business, November 16

    Many Americans bought their first houses when mortgage rates dipped to record lows. Some are ready to move but feel locked in by their low rates.

  23. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  24. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  25. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  26. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  27. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  28. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  29. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  30. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  31. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  32. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  33. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  34. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  35. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  36. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  37. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  38. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.