T/personal-finance

  1. In Retirement, You May Not Need to Spend So Much Op Ed, Yesterday

    As people age, they get less satisfaction from travel, cars, clothes and appliances.

  2. Millennials Want to Retire at 50. How to Afford It Is Another Matter. Sunday Business, September 24

    Dreams of stopping work, or doing only fulfilling work, 15 years before their parents did are colliding with the realities of amassing enough money to do so.

  3. The Discount Data That Some Colleges Won’t Publish Business, September 24

    Want to know how few students pay full price, or the odds of getting merit aid? The so-called Common Data Set can help, but some schools don’t post it.

  4. Inflation May Save You Money on Your Taxes Business, September 23

    The government adjusts its tax code every year, including the standard deduction and tax brackets. Rising costs mean big changes next year.

  5. Marry Now, Pay Later: New Services Put Weddings on Installment Styles, September 22

    The “buy now, pay later” approach has infiltrated the wedding industry via new programs created specifically to finance events.

  6. The Subprime Loans for College Hiding in Plain Sight Business, September 17

    Many families can borrow most of the cost of college using a Parent PLUS loan. This will not end well.

  7. Need Your Money Now? The Markets Aren’t Helping. Sunday Business, September 16

    The rout in the stock and bond markets has been especially rough on people paying for college, retirement or a new home. Our columnist has some advice.

  8. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  9. Big Mouths About Big Debt Styles, September 12

    A topic that was once steeped in shame and stigma has become normalized, for better or for worse.

  10. Downsizing in Retirement: Expenses They Didn’t Expect Sunday Business, September 9

    On the way to spending less, people often have to shell out more, at least temporarily — especially when selling a home. Here’s what to consider.

  11. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  12. Why Aren’t Student Loans Simple? Because This Is America. Business, September 3

    Instead of making higher education free, we subsidize it later through repayment plans and attempts at debt cancellation. The complexity is disrespectful.

  13. Beware of Scammers Trying to Capitalize on Student Loan Forgiveness Business, September 2

    The recent action on student debt is fodder for spam callers, who often try to trick borrowers into paying for loan cancellation.

  14. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.