T/personal-finance

  1. Have a Day Off? Tackle Your Financial To-Do List Business, Yesterday

    Suggestions from The Times’s personal finance columnist on how to spent part of your start-of-summer holiday....

  2. Graduating? Here’s What to Know About Your Student Loans Business, May 26

    Keep in touch with your servicer, the company that manages your loans, and life will be much easier....

  3. To Invest in Your Child’s Theater Dreams, First Invest in the Theater Business, May 26

    Some parents find that backing a Broadway production helps give them, and their children, a practical sense of the business....

  4. When Colleges Dangle Money to Lure Students Who Ignored Them Business, May 24

    There is a May 1 deadline for students to choose a college and place a deposit, but increasingly, the negotiations continue well beyond that....

  5. A New Reader Service: Ask the Sketch Guy Anything Business, May 22

    Carl Richards, our Sketch Guy columnist, will take selected questions about money and life, sketch out a reply and write a column explaining the answers....

  6. If Every Day Is a Rainy Day, What Am I Saving For? Op Ed, May 20

    I grew up without money. My financial plan includes all the lipstick I want....

  7. In the Stock Market, International Is Actually First Sunday Business, May 19

    The Trump administration’s slogan is “America First,” but in the stock market, companies with big international operations are outperforming....

  8. How the Wealthy Talk to Their Children About Money Business, May 19

    Some children don’t want to hear about it, and others want to know more than their parents would like to divulge....

  9. Steer Clear of This ‘Bad Idea’: Cash Advances on Credit Cards Business, May 19

    Cash advances come with high interest rates and are difficult to pay off, so it’s best to look for other options to cover an unexpected expense....

  10. Do Not Drain Your 401(k), or Let a Former Employer Do It Business, May 19

    Cashing out a retirement plan when switching jobs is generally bad — and risky. Better to roll it over yourself into an individual retirement account....

  11. Household Debt Makes a Comeback in the U.S. Business, May 17

    Nearly a decade after the 2008 credit bubble, Americans have accumulated a total of $12.7 trillion in debt — a new peak....

  12. As Hurricane Season Approaches, Review Your Insurance Business, May 17

    Make sure you know what your deductible is, insurance experts say — and learn what you can do to lower it....

  13. Want to Be Creative on Purpose? Schedule It Business, May 15

    Don’t expect a lightning strike of inspiration. Make like the artist Chuck Close and just show up for work....

  14. Hot Stocks Can Make You Rich. But They Probably Won’t. Sunday Business, May 12

    The overall market has done well over the long run, but individual stocks have behaved like lottery numbers: Most go nowhere, while a handful win big....

  15. Warning: Federal Student Loan Rates Are About to Rise Business, May 12

    Students and their parents will soon pay higher interest rates for some loans and other government programs....

  16. When Your Home Is a Castle Business, May 12

    Thinking of buying a castle? Here’s what you need to know....

  17. 4 Standout College Application Essays on Work, Money and Class Business, May 12

    Each year, we issue a call to high school seniors who dare to address money, work or social class in their college application essays. Here are the standouts....

  18. This Year’s College-Bound Essayists and Their ‘Beautiful Contradictions’ Business, May 12

    College admissions directors weigh in on the teenagers whose college application essays about money, work and social class rose above the crowd....

  19. Tool to Aid Student Loan Borrowers Will Come Back Online Soon Business, May 10

    Borrowers seeking flexible repayment plans have been cut off from the I.R.S.’s Data Retrieval Tool since early March because of a security breach....

  20. 3 Basic but Crucial Things to Know About Student Loans Business, May 10

    Whether you’re just graduating or have been paying student loans for years, a few basics could make a big difference....

  21. Yes, Numbers Matter in Money Decisions, but So Do Emotions Business, May 8

    As much as we think we should be rational robots who look only at what spreadsheets say, feelings and intuition count in personal finance, too....

  22. The Fabulous Apple Cash Machine Sunday Business, May 5

    Apple continues to mint money at an almost inconceivable pace. But it hasn’t come out with a technological game changer in years. Investors, take heed....

  23. The ‘Best’ Places to Move in Retirement? They’re All Over the Map Sunday Business, May 5

    Most older people don’t relocate after they retire, but when they do, it’s not likely to be to a place selected by a survey editor....

  24. A Rare Opportunity to Scream at the Company’s Owner Sunday Business, May 5

    Because of a bankruptcy case, unsatisfied customers are allowed to vent their rage toward Dusty Old Cars in person....

  25. A Sample Executive Email Carpet Bomb Interactive, May 5

    A letter from Ron Lieber, the Times’s Your Money columnist, to executives at Jewel-Osco about a dangerous condition at a grocery store that was affecting neighbors (including his mother)....

  26. Poor Credit History Can Affect Homeowner’s Insurance Rates Business, May 5

    The reliance by home insurance companies on a consumer’s credit history in setting premiums is growing, but it varies by state....

  27. Custom Stalls and Air-Ride Suspension: How Derby Horses Travel in Style Business, May 5

    Airplanes where a horse can graze and supersize trailers that cushion the bumps of the road are standard transportation options for top racers....

  28. A Sample Executive Email Carpet Bomb Interactive, May 5

    A letter from Ron Lieber, the Times’s Your Money columnist, to executives at Jewel-Osco about a dangerous condition at a grocery store that was affecting neighbors (including his mother).

  29. The Best Consumer Self-Advocacy Tool You’ve Never Used Business, May 5

    A well-written message to company executives can solve a host of consumer problems. Just follow the model laid out 10 years ago — and use it sparingly....

  30. Tips for Financing That Home Remodeling Business, May 3

    Lines of credit? Home equity loans? The advantages and disadvantages of each when paying for upgrading a kitchen or a bathroom....

  31. The First (and Last) Step to Financial Satisfaction? Defining ‘Enough’ Your Money, May 1

    Many people strive to earn ever more money without stopping to consider why. Is it possible you already have all you really need?