T/personal-finance

  1. The 3 Biggest Mistakes You Can Make With Your 401(k) Sunday Business, Today

    Here is what experts say are the costliest stumbles people make with their retirement savings accounts — and how to get back on course.

  2. Chase to Bar Customers From Using Credit Cards for ‘Pay Later’ Loans Business, Yesterday

    Financial regulators and consumer advocates frown upon using credit cards to pay off installment loans because of the risk that consumers will dig themselves further into debt.

  3. Let the Pros Play With the ‘Trump (or Harris) Trade’ Sunday Business, Yesterday

    Market sectors sometimes move when the political winds shift, but trading is hazardous for your financial health, our columnist says.

  4. 4 errores que cometen las parejas al hablar de dinero En español, July 25

    Los expertos recomiendan estas estrategias para que las parejas puedan hablar de dinero sin que salga el amor por la ventana.

  5. Why Paper Checks Refuse to Die Business, July 24

    It’s hard to avoid hassle — or fraud — when you’re required to pay with paper and ink. Here’s why checks persist and why some people don’t mind.

  6. Biden Administration Pauses Student Loan Payments Amid Legal Challenges Business, July 19

    Eight million borrowers enrolled in the repayment plan known as SAVE will be placed in an interest-free forbearance while the administration deals with legal issues.

  7. How to Rein In Rising Auto Insurance Rates Business, July 19

    Taking a safe driver course can save you 10 percent on the premium, one expert said. Improving your credit score can also help as can getting married.

  8. Un gurú del dinero apostó por una vida longeva, pero le dio cáncer En español, July 19

    Jonathan Clements, columnista de finanzas personales de The Wall Street Journal, tiene muchos ahorros. No le disgusta que una enfermedad mortal le impida gastarlos.

  9. Appeals Court Blocks Biden’s Student Loan Repayment Plan, Causing Uncertainty Business, July 18

    Eight million borrowers who are enrolled in the plan, known as SAVE, are left in limbo after a series of rulings tied to two lawsuits brought by Republican-led states.

  10. The $25 Trillion System of Retirement Savings Needs Fixing Sunday Business, July 13

    Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.

  11. A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Business, July 13

    Jonathan Clements, a longtime personal finance columnist for The Wall Street Journal, has a lot of savings. He’s not mad that a fatal illness will keep him from spending it.

  12. The Election Muddle Aside, Investing Has Been a Snap Lately Sunday Business, July 12

    Stocks prospered in the first half of 2024 but national politics clouds the outlook.

  13. Martyr Inc.: How Trump Monetized a Persecution Narrative Investigative, July 12

    The candidate is blurring the lines between politics and business and turning his tribulations into cash — selling Bibles, clothing he wore in a mug shot and the promise of political salvation.

  14. ¿Alistando a tu hijo para la universidad? Esta lista podría serte útil En español, July 12

    Estas cosas no ocuparán mucho espacio en el auto pero ayudarán a mantener a tu nuevo universitario más seguro.

  15. They Hit Their Health Care Deductible. It Was Time to Party. Business, July 10

    Some of those grappling with high health care costs are finding ways to celebrate small wins and build a sense of community.

  16. Should My Wife and I Tell Our 8-Year-Old How Much Money We Make? Magazine, July 10

    The magazine’s Ethicist columnist on the kinds of information that can be burdensome to children.

  17. For Some Young Couples, Saving on Rent Means Moving In Together Early Business, July 7

    Citing high housing costs, some couples are sharing apartments after dating for just a short period. Not all relationships survive.

  18. Bonds Are Boring Again. But Political Turmoil Could Change That. Sunday Business, July 5

    After years of horrendous returns, core bonds were beginning to look like attractive, ho-hum investments. Then the debate happened.

  19. Things to Take to College That You Can’t Buy at Target Business, July 4

    They won’t add bulk to the car or much cost to the bill, but they’ll help keep your college student safer. Pepperoni is also involved.

  20. Por qué algunas personas no hablan de dinero con su pareja En español, July 3

    Cuanto más evitan las personas las conversaciones financieras, más oportunidades pierden de comprenderse mejor a sí mismas y a sus parejas, explica una experta.

  21. How to Invest in This Fraught Election Year Sunday Business, June 29

    With one big caveat, our columnist says most people are likely to be better off if they forget about politics when it comes to investing for the long haul.

  22. Student Loan Payments Paused for 3 Million in SAVE Program Business, June 28

    The Education Department said it would put the borrowers in forbearance while it recalculated their payments to comply with recent court rulings.

  23. Why Some People Don’t Talk About Money With Their Partner Business, June 28

    A new report finds that people stressed about their finances are often worried that discussing it will lead to an argument. But experts say conversations can help.

  24. Money Dysmorphia Sunday Business, June 28

    A nagging insecurity about one’s finances — even when one is on solid footing — that is most prevalent among Gen Z and millennials.

  25. Lo que viene para el plan de reembolso de préstamos estudiantiles de Biden En español, June 27

    El plan basado en los ingresos conocido como SAVE tiene más de ocho millones de beneficiarios inscritos. El Departamento de Educación está evaluando los fallos judiciales.

  26. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  27. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  28. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  29. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  30. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  31. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  32. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  33. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  34. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  35. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  36. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  37. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  38. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  39. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  40. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.