T/personal-finance

  1. Gen Z Re-evaluates Its Budgets as a Global Trade War Rages Business, April 19

    Some young adults with disposable incomes for the first time in their lives are trying to make sense of how tariffs are affecting how they should save and spend.

  2. For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next Sunday Business, April 19

    Losing your home in a disaster when you’re at or near retirement age can derail your finances and jeopardize the funds you were counting on.

  3. The $5 Limit on Overdraft Fees May Soon Be Struck Down Business, April 18

    The cap, approved last year, never took effect, though some banks voluntarily lowered or eliminated their fees. Here are some tips on how to avoid or reduce your costs.

  4. It’s Gotten Riskier to Be a Long-Term Investor Sunday Business, April 18

    President Trump’s policies have shaken the markets. Protect yourself first, and, only then, take advantage of investment bargains, our columnist says.

  5. Some Online Scam Victims Can Now Seek Tax Relief on Firmer Ground Business, April 15

    The Internal Revenue Service issued a memo last month that said victims of certain impersonation and investment schemes might be eligible for a tax break.

  6. How Should You Invest for College During Market Swings? Business, April 13

    Parents who put money into 529 plans may find it tricky to find the right investment strategies while the stock market is in turmoil.

  7. The Treasury Secretary Is Wrong About How Most Retirees See the Stock Market Business, April 13

    We asked readers who were on the cusp of retirement whether they were watching the markets. About 400 replied.

  8. How to Ease Your Money Anxiety When the Economy Is Stressing You Out Sunday Business, April 12

    Wild stock market swings and rising recession fears have put Americans on edge. Here are strategies to lower the angst.

  9. Are You the Only One Who’s Broke? Or Is It ‘Money Dysmorphia’? Styles, April 12

    The ‘boom boom’ aesthetic meets the gloom and doom of market turmoil.

  10. Your Car Insurance Is Likely to Go Up. Again. Business, April 11

    New tariffs are expected to push up prices of vehicles and car parts, and that could raise premiums as much as 16 percent. Here are some tips on how to try to keep costs down.

  11. How This Trade War Is Different From All Other Trade Wars Sunday Business, April 11

    By acting on his own, President Trump has broken with more than 200 years of U.S. history in which Congress set the direction of trade policy.

  12. 5 ‘trucos’ con evidencia para vivir más y sin gastar una fortuna En español, April 10

    Los investigadores advierten que no necesitas una suscripción al gimnasio de 40.000 dólares ni un escáner de cuerpo completo para vivir una vida más larga y saludable.

  13. Social Security Rolls Back Restrictions on Filing for Benefits by Phone Business, April 10

    The agency’s plan to curtail phone services, which was expected to send tens of thousands to its offices each week, had been widely criticized.

  14. Worried About Stock Market Swings? These Young Investors Aren’t. Business, April 10

    While retirees and others fretted about their portfolios, some members of Gen Z and younger millennials kept calm and bought the dip.

  15. The Social Security Administration Has Been Changing. Here’s What to Know. Business, April 8

    Deep staff reductions. New policies. Spreading misinformation. Since President Trump has taken office, the agency has been in tumult.

  16. The Treasury Secretary Needs Better Data on How You Save for Retirement Business, April 8

    Scott Bessent said on television that most people kept 401(k) money in a 60% stock fund. It’s not quite that simple.

  17. The Fed Isn’t Rushing to Save the Markets This Time Business, April 5

    With stocks in a steep decline and tariffs inducing recession jitters, the patience of investors may be tested.

  18. Consejos para preservar tu jubilación, en medio de las turbulencias económicas En español, April 5

    Si estás a menos de cinco años de jubilarte, antes o después, estás en tu momento financiero más vulnerable. Ofrecemos algunos pasos para lidiar con la volatilidad.

  19. Tempted to Panic-Buy? Sit Down and Have a $1.50 Hot Dog Instead. Business, April 4

    A census of Costco carts on Thursday revealed little fear. Tariffs could go as fast as they’re coming, and our columnist is not stuffing his pantry.

  20. Still Receive Paper Checks From the Government? That Will Soon End. Business, April 4

    An executive order from President Trump will require government agencies to make electronic payments for tax refunds, Social Security and other benefits as of Sept. 30.

  21. How to Protect Your Retirement Savings Now as Markets Plunge Sunday Business, April 4

    If you’re within five years of retiring, either before or after, you’re at your most vulnerable financially. Here are steps to weather the volatility.

  22. In Worst Stock Market in Years, Slow and Boring Has Eased the Pain Sunday Business, April 3

    People have avoided huge losses by holding old-fashioned, well-balanced investments, an approach our columnist is banking on for the future.

  23. America Has Never Been Wealthier. Here’s Why It Doesn’t Feel That Way. Business, March 31

    A surge in U.S. wealth has been driven by stock and home values. But the gains are concentrated at the top, leaving others in a sour economic mood.

  24. They Were Deactivated From Delivering. Their Finances Were Devastated. Business, March 29

    Millions of Americans earn money finding gig work through platforms like Uber, Lyft or DoorDash. Many see their financial lives upended when their account is suddenly blocked for unclear reasons.

  25. Calm Your Investing Life: Own a Bit of Everything Sunday Business, March 28

    People with bond and international stock funds have held their own, despite a shaky U.S. stock market and the uncertainty and turmoil flowing from the White House.

  26. Haven’t Filed Your Taxes Yet? Here Are Some Last-Minute Tips. Business, March 28

    Despite the turmoil at the I.R.S., tax returns are still due on April 15. And, yes, there are still options for lowering last year’s taxable income.

  27. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  28. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  29. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  30. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  31. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  32. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  33. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  34. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  35. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  36. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  37. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  38. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  39. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  40. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  41. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  42. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.