T/personal-finance

  1. 5 Key Changes That Will Affect Your Money in 2025 Sunday Business, January 18

    This year, older workers will have chances to save more for retirement, spend less on medicine and see other ways to improve their finances.

  2. How to Come Up With a Down Payment on a House Business, January 17

    With prices high, putting aside enough cash to buy a house can be daunting. But housing experts say there are assistance programs in all 50 states.

  3. American Express to Pay $230 Million to Settle Deceptive Marketing Claims Business, January 17

    The Justice Department said the company misrepresented its credit card rewards and fees and made false claims about the tax benefits of its wire transfer products.

  4. They Escaped the Wildfires. Now, They’re Facing Personal Costs. Business, January 16

    Evacuating a disaster is often the lifesaving choice, but it comes with short-term costs to address immediate needs and incalculable personal and financial tolls in the future.

  5. What to Know About the E.V. Tax Credit That Trump Might Repeal Business, January 16

    Rules for a $7,500 tax break for electric vehicle purchases and leases recently changed, but more far-reaching changes are expected when President-elect Donald J. Trump takes office.

  6. Are Smart Thermostats Worth the Money? Climate, January 13

    Here’s what to know about potential savings on your power bill, and the environmental benefits.

  7. Now on the College Course Menu: Personal Finance Business, January 10

    More universities and colleges nationwide are offering courses to teach students how to manage their own money.

  8. After a Great Run for Stocks, Be Ready for Something Different Sunday Business, January 10

    Sizzling returns may well continue, but our columnist suggests that it would be wise to prepare for the next storm.

  9. Jimmy Carter Was Right About Materialism but, Alas, Wrong About Us Business, December 30

    “Too many of us now tend to worship self-indulgence and consumption,” he said in his 1979 “Crisis of Confidence” speech. If only we had listened.

  10. You’re Retired. What’s the Best Way to Withdraw Your Savings? Sunday Business, December 28

    It’s finally time to start using the money you managed to save and invest over the years. But be careful: Taxes are just one of the tricky parts.

  11. Meses después de una tragedia en los Hamptons, una influente de Instagram sigue lidiando con las deudas En español, December 27

    En Instagram, Candice Miller mostraba al mundo deslumbrantes fiestas y vacaciones. Cuando murió su marido, Brandon Miller, tenía una deuda de 33,6 millones de dólares y solo 8000 dólares en el banco.

  12. A Retirement Expert Is Giving Her Notice Business, December 27

    Alicia Munnell started the Boston College Center for Retirement Research in 1998. As she prepares to leave, she says fixing Social Security should be a priority now.

  13. Un propósito de Año Nuevo puede ayudarte a cumplir tus objetivos financieros En español, December 27

    Psicólogos y expertos en finanzas personales afirman que no hay que renunciar al propósito de mejorar nuestras finanzas. La clave está en replantearse la forma en la que pensamos en ello.

  14. Months After Hamptons Tragedy, Widow Contends With a Tangle of Debt Metro, December 27

    On Instagram, Candice Miller showed the world glittering parties and vacations. When her husband, Brandon Miller, died, he had $33.6 million in debt and just $8,000 in the bank.

  15. Worried About Market Turmoil Under Trump? Look to the Past. Business, December 26

    Readers have concerns that President-elect Trump’s policy agenda will unsettle stocks. If you’re tempted to make big portfolio moves, revisit 2020.

  16. A Donor Gave Graduates a Big Cash Gift. Why Didn’t They All Get One? Business, December 25

    A billionaire gave $1,000 to University of Massachusetts Dartmouth graduates in May. The catch? You had to be there.

  17. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  18. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  19. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  20. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  21. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  22. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  23. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  24. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  25. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  26. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  27. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  28. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  29. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  30. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  31. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  32. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.