T/personal-finance

  1. Debt Collection Lawsuits Are Rising. Here’s What to Do to Fight Back. Your Money, Today

    The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default.

  2. Believe in A.I.? Buy Beaten-Down Value Stocks. Business, Today

    If artificial intelligence is really revolutionary, its benefits will spread to mundane companies and spawn new fields, Vanguard’s global chief economist says.

  3. What’s Inside the Envelope That U.S. Open Winners Get? It’s Not a Check. Business, September 6

    Both singles champions will win $5 million. But the envelope they receive during the trophy presentation is a symbolic gesture.

  4. Airlines Want a Piece of Every Purchase You Make Business, September 6

    The biggest U.S. airlines make billions of dollars from their loyalty programs and branded credit cards, which some analysts believe are now essential to the businesses.

  5. As Powerball Nears Record, Ticket Buyers Dream of New Houses and Winning in Secret U.S., September 5

    The Powerball jackpot hit $1.8 billion ahead of Saturday’s drawing, making it the second-largest and inspiring many to play.

  6. The FAFSA Form Is Coming on Time This Year. For a Change. Your Money, September 5

    The federal form, used to determine financial aid, will be available to the public on Oct. 1. Technical glitches that delayed the form for the past two years are said to have been resolved.

  7. Americans’ Most Valuable Asset Isn’t Stocks or a Home. It’s Social Security. Business, September 5

    For the vast majority of people, the stream of promised retirement checks is worth more than anything else, our columnist says.

  8. How to Ship Your Car (and Why It May Save You Time and Money) Business, August 29

    Having your vehicle transported a long distance is sometimes necessary, and it can be more efficient than driving it yourself.

  9. Disney y el declive de la clase media estadounidense En español, August 29

    Ahora más que nunca, Disney y empresas similares tienen acceso a datos que les muestran quién está dispuesto a gastar, y cuánto, por determinadas experiencias.

  10. Your Mortgage Data Is Probably Public. Can You Hide it? Business, August 28

    After President Trump accused a Federal Reserve governor of mortgage fraud, everyday citizens are waking up to just how much information is out there.

  11. Disney Is the Happiest Place on Earth, if You Can Afford It Opinion, August 28

    The theme-park operator, like so many other companies, is abandoning America’s middle class.

  12. They Put Off Relationships Until They Earned Enough Money Business, August 24

    Money can’t buy love, but it can help single people feel more ready to find it.

  13. Student Loan Hub for Help: A Guide to Repayment Business, August 23

    Federal student loans have been upended by litigation and legislation. Here’s what you need to know to repay your loans, avoid tax bombs and more.

  14. Insurance Companies Send Chilling Letters Just Before Surgery. But Why? Your Money, August 22

    They often deny coverage via snail mail. Here’s what happened when my family got a note like that 36 hours before cancer surgery.

  15. How Long Can This Uncanny Stock Market Prosper? Business, August 22

    The U.S. market is top-heavy, with Nvidia occupying a bigger weight than any company in modern history. Risks abound, our columnist says.

  16. When Your First Home Is Subsidized by Your Parents Real Estate, August 20

    In today’s tough housing market, some first-time home buyers are looking to their parents for help. Here’s what to know if you plan to do the same.

  17. If You’ll Pay $800 for a Credit Card, You’re in Demand Business, August 17

    Credit card companies and airlines are in a race for customers who spend the most money — and that is making it harder for many other customers to score deals and perks.

  18. For Gen Z, ‘Little Treats’ Are Worth Going Over Budget Business, August 16

    Any excuse is good enough for young adults to treat themselves, whether it’s failing an exam, getting a “job well done” from a boss or simply washing the dishes.

  19. Why Hands-Off Investing Pays Off Business, August 15

    Put money into low-cost stock and bond funds, but don’t forget the rest of the recipe: Leave your investments alone.

  20. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  21. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  22. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  23. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  24. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  25. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  26. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  27. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  28. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  29. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  30. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  31. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  32. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  33. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  34. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  35. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.