T/personal-finance

  1. Is ‘People Pleasing’ Giving You Money Problems? Here’s How to Fix Things. Business, Today

    Spending money to avoid conflict or gain social acceptance can ruin your finances. Some self-reflection and support from professionals can help turn things around.

  2. Regulators Sue 3 Big Banks Over Rampant Fraud on Zelle Business, Yesterday

    Action against Bank of America, JPMorgan Chase and Wells Fargo may not survive President-elect Donald J. Trump’s return to office.

  3. Weather’s Impact on Your Wallet: See How Much You Know Interactive, Yesterday

    Where do wildfires threaten the most homes? How much can an inch of floodwater in your house cost you? Take our quiz to find out.

  4. How a New Year’s Resolution Can Set Up Your Financial Goals for Success Business, Yesterday

    Don’t give up on resolving to do better, psychologists and personal finance experts say. The key is to reframe the way you think about it.

  5. Wall St. Is at It Again, Making Irrelevant Market Predictions Sunday Business, Yesterday

    Optimistic guesses about the future are not forecasts, our columnist says.

  6. What Fed Rate Moves Mean for Your Finances Business, December 18

    Here’s how the central bank’s interest rate moves influence car loans, credit cards, mortgages, savings and student loans.

  7. Tired of Tipping? Holidays May Be the Exception. Business, December 13

    Consumers have said they are confused and frustrated with tipping expectations generally. But, one expert says, “people generally want to feel more generous around the holidays.”

  8. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  9. No es demasiado tarde para frenar los gastos navideños En español, December 12

    Los estudios sugieren que gastarás menos si fijas un presupuesto estricto, incluso si te excedes del límite impuesto.

  10. Which Colleges Offer Free Tuition? Express, December 7

    Dozens of schools say they provide free tuition to students whose families earn under a certain income. How does it work?

  11. It’s Not Too Late to Rein In Holiday Spending Business, December 6

    Research suggests that you’ll spend less than you otherwise would by setting a strict budget — even if you go over the budget.

  12. The Cryptocurrency You May Not Even Know You Own Sunday Business, December 6

    Many funds hold stakes in MicroStrategy, which behaves like Bitcoin’s wilder cousin. This may not be what you want in your retirement portfolio, our columnist says.

  13. ¿Los mercados controlarán el poder de Trump? En español, November 29

    El presidente electo de Estados Unidos se preocupa por los mercados financieros, dice nuestro columnista. Eso da a los inversores un freno a las decisiones de Trump, aunque sea tenue.

  14. Black Friday Used to Be Fun. Now, Many Shoppers Would Rather Sleep In. Business, November 29

    Lining up early outside stores and hunting for deals was once part of a gratifying Black Friday. It no longer feels that way.

  15. Frequent Fliers Are Rethinking Loyalty Programs and Setting Themselves Free Business, November 28

    Some travelers, frustrated with changing airline rewards programs, have stopped chasing status and adopted different strategies when booking flights and using credit cards.

  16. Has Social Media Advice Affected Your Finances? We Want to Hear From You. Business, November 26

    If you have come across misleading personal finance advice online, tell us. We may include your experiences in an article.

  17. I Tested the Latest FAFSA. It Works Fine. Don’t Celebrate Yet. Business, November 23

    The rollout of the new student aid form last year was a debacle. This year’s beta testing has gone better. Next up: millions of users and a new administration.

  18. High-Yield Savings Accounts Are Still a Good Deal Business, November 22

    Interest rates have been falling, but deposits are earning more than inflation.

  19. The High Risk, High Reward Trump Market Sunday Business, November 22

    Faced with unconventional and disruptive proposals, investors are figuring out how to place their bets.

  20. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  21. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  22. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  23. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  24. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  25. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  26. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  27. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  28. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  29. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  30. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  31. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  32. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  33. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  34. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.