T/personal-finance

  1. When an Eyelash Pluck Is Unexpectedly Billed as a Surgical Procedure Your Money, June 21

    A patient went to his eye doctor for a routine checkup. Why was he charged for surgery after his doctor removed an eyelash?

  2. A Way for People With Low Credit Scores to Raise Them Your Money, June 20

    A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.

  3. The Markets Are Balancing on a Knife’s Edge Business, June 20

    The world has been anything but peaceful, but you wouldn’t know that from looking at the markets.

  4. Misplaced Millions? Lost Life Savings? Tell Us. Times Insider, June 19

    A new personal finance column was inspired by head-scratching messages from Times readers.

  5. Social Security’s Finances Erode Further and Could Spell Benefit Cuts Business, June 18

    The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years.

  6. What the Fed’s Rate Decision Means for Your Finances Business, June 18

    Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.

  7. Chase Sapphire Leapfrogs Amex Platinum With a New $795 Annual Fee Travel, June 17

    The price jump is part of an ongoing shift for credit card companies and airlines toward premium rewards and high-end travelers.

  8. How to Draw Down Your Retirement Savings When the Markets Are Gyrating Business, June 15

    Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to handle that during an unpredictable stock market.

  9. Why Did Syracuse Offer $200,000 Deals to Teens Who Had Turned It Down? Your Money, June 14

    The university seems to have misjudged what some families would pay. Next year, maybe applicants should play their own game of chicken with such schools.

  10. Good News for College Students: You May See a Dip in Student Loan Rates Your Money, June 13

    A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in student loan and financial aid programs.

  11. There’s a Good Chance Crypto Is Spreading in Your Retirement Account Business, June 13

    Bitcoin and other digital assets are quietly growing in many nest eggs, with the encouragement of the Trump administration. Hidden risks are mounting, our columnist says.

  12. For College Students, It’s Summer Vacation. For Scavengers, It’s Christmas. Business, June 7

    For local scavengers, graduation season is a great time to salvage expensive household items and luxury goods abandoned by departing students.

  13. The Rich Compensation for Being the C.E.O. Business, June 6

    The chief executives at Palantir, which scoops up data for the government, and Veeva Systems, a cloud-computing company, topped two lists of the highest-paid C.E.O.s.

  14. Trump Removed Crypto Warnings From Retirement Plans. Will That Affect 401(k)s? Business, June 6

    Regulators under President Trump are taking a neutral position on crypto, retreating from the Biden administration’s more cautionary stance.

  15. How Our Readers Are Saving Money on Groceries Food, June 2

    Food costs continue to fluctuate, so we asked readers if they’ve changed how they shop and cook.

  16. Gen Z Doesn’t Want to Start a Bar Tab Business, May 31

    To the chagrin of bartenders, many 20-something bargoers prefer to close out and pay after every single drink, no matter how many they might order during an outing.

  17. Who Should Consider Getting Flood Insurance? These Days, Almost Everyone. Your Money, May 30

    Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.

  18. We Are Witnessing the Bond Market’s Power to Intimidate Business, May 30

    Gaping budget deficits, on-again-off-again tariff wars and now, soaring bond yields. No wonder the markets are jumpy, our columnist says.

  19. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  20. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  21. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  22. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  23. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  24. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  25. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  26. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  27. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  28. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  29. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  30. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  31. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  32. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  33. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  34. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.