El concepto de “compra ahora, paga después” ha creado una nueva y delirante cultura del consumo, y ha sumergido a los usuarios en un profundo mar de deudas.
A growing number of Americans are making thousands by exploiting credit card reward offers.
After a halt for most of the year, borrowers enrolled in one income-driven repayment plan may begin to receive loan discharges within weeks.
Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment firm, Fidelity, is resisting.
The third quarter was fabulous for investors, and market signals are upbeat. It’s as though all were calm in the world.
‘Buy Now, Pay Later’ built a delirious new culture of consumption — and trapped users in a vortex of debt.
Facing a tough housing market, the Nguyen family went all-in on a mortgage together and made an arrangement with seven people ranging from 6 to 65 successful.
The budget bill signed by President Trump suspended an effort to enroll more low-income older Americans in programs that assist them with rising health care costs.
A retiree logged into his wife’s Roth I.R.A. to make a trade, and stumbled upon a crime scene.
Rising use “is not a signal of satisfaction,” an author of a new report says. Rather, heavy users of the apps are under “financial strain.”
She kept grabbing the check, and men kept letting her, until she landed on a (possibly) brilliant idea.
Inching toward a long-term money milestone can be full of highs and lows, and we want to come along for the ride.
President Trump wants the S.E.C. to reduce the frequency of corporate earnings reports. Our columnist says it’s a reasonable experiment, but at a dangerous time.
¿Seguirás recibiendo los pagos por jubilación o discapacidad? ¿Qué pasa con otros beneficios? Aquí te lo contamos.
Retirement, survivor and disability payments will continue, but some services may be temporarily unavailable.
The pros and cons of buying travel on a layaway plan.
Employers say they are facing the biggest increase in health costs in more than a decade — almost 9 percent on average. Workers’ best option, experts say, is to carefully weigh various plans.
Shutdowns have long been immaterial for the stock and bond markets, but there’s a risk now that a political confrontation could derail the economy.
Cuando el bolsillo pasa por tiempos difíciles, gastar en vacaciones caras o cenas lujosas puede parecer imprudente. Pero con planificación, aún es posible encontrar formas de darse un gusto.
After this year’s staffing cuts, some people wait for hours, others sail through. But overburdened field office workers carry the weight.
The league is nearing the climax of another season of rapid growth. We want to know how that has affected the fan experience.
Jonathan Clements, the longtime Wall Street Journal columnist, died this weekend. Here are some of his best ideas.
In turbulent financial times, splurging on expensive vacations or fine dining may feel unwise. But with planning, people can still find ways to indulge.
The Common Data Set can help prospective students know how much aid they could get to pay for college. Why don’t all schools provide it?
A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.
Muchos estadounidenses recurren a chatbots para que les ayuden a enfrentar las deudas, encontrar mejores formas de ahorrar o averiguar cómo invertir en bolsa.
But with the market already booming and the Federal Reserve under presidential pressure, a new cycle of lower rates could pour fuel onto a fire, our columnist says.
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.
The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.
Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.
The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.
Devastated at the height of the pandemic, cruise lines have become top performers.
Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.
A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.
The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.
The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.
The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.
The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.
In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.
Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.
Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.
But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.
Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.