T/personal-finance

  1. What New York homeowners and renters should know about flood insurance. Your Money, Yesterday

    Standard homeowners’ and renters’ policies don’t cover damages that can be caused by the kind of heavy rains that hit New York City on Friday.

  2. Consumer Agency Moves to Ban Medical Debt From Credit Reports Your Money, Yesterday

    Millions of Americans owe money to doctors and hospitals, and that debt can affect their ability to get loans or even a job.

  3. Why High Interest Rates and Energy Prices Are Stressing the Economy Business, Yesterday

    Treasury rates and oil and gasoline prices have been increasing, putting the Fed in a difficult spot, our columnist says.

  4. Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement. Business, September 27

    Young adults are struggling to keep up their credit scores and paying an increasing amount of disposable income servicing their debts.

  5. They Quit Their Jobs. Their Ex-Employers Sued Them for Training Costs. Business, September 27

    Workers who sign training repayment agreements can owe their employers thousands of dollars if they leave their jobs early. Regulators are starting to crack down on the practice.

  6. Greece, Battered a Decade Ago, Is Booming Business, September 25

    It is one of Europe’s fastest-growing economies, and while investors and tourists are flocking to the country, memories of austerity measures are still fresh for Greeks.

  7. The Dollar Still Has Plenty of Swagger Sunday Business, September 22

    The U.S. currency has been on a tear, and the Fed’s decision to keep interest rates steady is likely to keep the dollar “higher for longer,” our columnist says.

  8. New York Drivers Are Paying More for Car Insurance. Here’s Why. Business, September 22

    Policyholders should check the details of their auto insurance, which will automatically enroll them in extra spousal coverage — even if they’re single.

  9. The Rising Costs of Owning a Car Business, September 22

    Everything is going up — buying, financing, insurance and maintenance. The average annual cost of ownership, by one estimate, is $12,000.

  10. How Has Money Affected Your Relationships? Tell Us Your Stories. Projects and Initiatives, September 18

    Send us your true stories about how money has complicated or transformed your relationships, for possible inclusion in a Modern Love project.

  11. The Simple Nudge That Raised Median Donations by 80% Business, September 16

    A start-up used the Hebrew word “chai” and its numerical match, 18, to bump up giving amounts. What magic number would do the same for you?

  12. The Market Is Stuck Until the Fed Is Done Sunday Business, September 16

    Stocks are mired in a holding pattern. The big question, our columnist says, is when will the Federal Reserve start to cut interest rates?

  13. Beware Companies Selling Credit ‘Repair’ Services Business, September 15

    Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say.

  14. I Stopped Paying My Private Student Loans, and Somehow Got Lucky Sunday Business, September 9

    One borrower’s story about falling behind on payments, defaulting on his private student loans and waiting out the statute of limitations on debt collection.

  15. Why Some Ex-Workers at Bed Bath & Beyond Face 401(k) Losses Business, September 9

    Federal law generally protects retirement savings when a company files for bankruptcy. But that’s not always the case.

  16. The High-Wire Act of Caregiving and Saving for Retirement Sunday Business, September 9

    More states are establishing paid leave programs that could help caregivers protect their nest eggs.

  17. When Financial Independence Isn’t Always the Goal Business, September 2

    Many Iranian Americans say their families place a high premium on education — sometimes at the expense of early financial independence — potentially complicating their financial futures.

  18. Student Loan Payments Are Due Again. Here Are 5 Things to Know. Your Money, August 31

    A three-year payment pause ends in October. A more affordable repayment plan is available, and some borrowers will receive a fresh start.

  19. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  20. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  21. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  22. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  23. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  24. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  25. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  26. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  27. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  28. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  29. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  30. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.