T/personal-finance

  1. Why Medicare Recipients Should Check Their 2026 Drug Plans Now Business, November 1

    Fall enrollment is on. Some plans are raising premiums for Part D, which covers prescriptions, by $50 or more per month, while others are lowering them.

  2. Trump Administration Seeks to Return Medical Debt to Credit Reports Your Money, October 31

    A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions.

  3. Interest Rates Are Falling. Why Are People Still Buying Money Market Funds? Business, October 31

    The Federal Reserve’s rate cut will reduce investor returns, yet money market funds remain a good deal, our columnist says.

  4. Trump Rule Could Bar Some Public Servants From Student Loan Forgiveness Business, October 30

    A new rule could disqualify certain employers from the Public Service Loan Forgiveness program that are deemed to be engaged in “illegal activities.”

  5. An Early-Decision Student Backed Out of Tulane. Tulane Punished the High School. Business, October 26

    In an unusual move, the university imposed a one-year ban on Colorado Academy for early-decision applications, which carry a commitment to attend.

  6. Bonds Should Be Boring. But They’ve Been on a Roller Coaster. Business, October 24

    Despite reassuring bond returns lately, troubles abound in what was once a sleepy haven for risk-averse investors.

  7. Pay Attention to Your Savings Now, Just Before the Fed Considers a Rate Cut Business, October 24

    To ensure that your cash is getting the best return, compare the options among high-yield savings accounts and C.D.s.

  8. How Federal Workers Can Find Financial Assistance as Shutdown Drags On Business, October 23

    Some banks are offering a pause on payments on certain loans, waiving late fees and providing no-interest loans.

  9. The Health Insurance Prior Authorization Memo That You Helped Write Your Money, October 22

    Recently, we put together a template to help medical professionals explain a confusing process. Readers gave us very pointed feedback, so we updated it.

  10. The W.N.B.A. Is More Popular Than Ever. Can Fans’ Wallets Keep Up? Business, October 19

    Significant growth over multiple seasons has earned professional women’s basketball a wider audience, and with it higher prices.

  11. Gen Z Wants to Build Credit. It Has Few Options. Business, October 18

    Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans.

  12. When Moving in Retirement Becomes an Expensive Reality Check Business, October 18

    When retirees relocate, they think life will be cheaper, easier, sunnier — only to find some big disappointments. Here’s how to minimize mistakes.

  13. La mujer que siempre pagaba la cena En español, October 18

    Ella seguía pagando la cuenta, y los hombres la dejaban, hasta que se le ocurrió una idea (posiblemente) brillante.

  14. Education Dept. Agrees to Resume More Student Loan Cancellations Business, October 17

    Hailed as a win for borrowers, the agreement will enable more enrollees in income-driven repayment plans to have their remaining debt canceled.

  15. Want to Know What You’ll Pay for College? There’s a Fast New Calculator for That. Your Money, October 17

    Nearly two dozen private colleges are offering an online tool that factors in need-based grants and scholarships to estimate students’ actual costs.

  16. Se dieron la gran vida. Luego llegó el golpe de realidad En español, October 12

    El concepto de “compra ahora, paga después” ha creado una nueva y delirante cultura del consumo, y ha sumergido a los usuarios en un profundo mar de deudas.

  17. They Each Own 50 Credit Cards. Should You? Business, October 11

    A growing number of Americans are making thousands by exploiting credit card reward offers.

  18. Student Loan Cancellation Is Restarting for Some Federal Borrowers Business, October 10

    After a halt for most of the year, borrowers enrolled in one income-driven repayment plan may begin to receive loan discharges within weeks.

  19. Fintech Start-Ups and Investment Firms Are Battling Over Your 401(k) Your Money, October 10

    Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment firm, Fidelity, is resisting.

  20. Nasty News? Forget About It. The Markets Say All Is Well. Business, October 10

    The third quarter was fabulous for investors, and market signals are upbeat. It’s as though all were calm in the world.

  21. They Got to Live a Life of Luxury. Then Came the Fine Print. Magazine, October 7

    ‘Buy Now, Pay Later’ built a delirious new culture of consumption — and trapped users in a vortex of debt.

  22. Intergenerational Living Provides Family a ‘Foundation to Succeed’ Real Estate, October 7

    Facing a tough housing market, the Nguyen family went all-in on a mortgage together and made an arrangement with seven people ranging from 6 to 65 successful.

  23. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  24. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  25. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  26. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  27. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  28. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  29. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  30. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  31. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  32. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  33. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  34. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  35. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  36. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  37. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  38. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.