T/personal-finance

  1. Tax Missteps Happen, Even When Two Financial Pros Are Married Your Money, February 14

    You’d think a financial planner married to another financial planner would have it easy come tax time. Alas, no.

  2. Working in A.I. Lifted Their Compensation. Now They Want Prenups. Business, February 14

    The artificial intelligence frenzy is creating personal fortunes rarely seen in modern technology and changing people’s attitudes about fairness and money in relationships.

  3. Want to Cut Monthly Costs? Start With Your Internet and Streaming Bills. Your Money, February 13

    It’s cold outside — and a fine time to look over your bills and see where you can save.

  4. Crises Everywhere, but the Markets Don’t Seem to Mind Business, February 13

    Stocks have prospered while the world has plunged into disorder, an economist says. “Keep calm and carry on” may be the best investors can do.

  5. Feeling ‘Amateur’ at Retirement Planning, They Asked A.I. for Help Business, February 8

    More people are turning to chatbots for advice, inquiring about high-stakes decisions such as saving for retirement — even if they eventually turn to a human.

  6. My Cousin Is About to Become Homeless. How Much Should I Give Up for Him? Magazine, February 7

    I’ve eaten PB&Js for 35 years in an effort to have a retirement where I can do what I want.

  7. A Reprieve for Veterans Applying for V.A. Mortgages Your Money, February 6

    House Republicans have scaled back a proposal to charge higher fees for the loans after opposition from veterans groups. But it still includes a higher fee for refinancings.

  8. It’s Time to Rethink the Standard Investment Advice. But Not Too Much. Business, February 6

    With signs of trouble popping up in financial markets, investors need to decide whether they can ignore the turmoil, our columnist says.

  9. It’s Time to File Your 2025 Tax Return. Here’s What to Know. Business, February 6

    Many Americans will see bigger refunds and new deductions, while others may be revisiting the dreaded alternative minimum tax. Don’t panic just yet.

  10. How Strong Is Your Financial Knowledge? Take Our Quiz. Business, January 30

    Test your knowledge of credit cards, buying a home, saving for college or retirement and other things that affect your wallet.

  11. Tips for Lowering Your Credit Card Interest Rate Your Money, January 30

    The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

  12. Your ‘Safe’ Stock Funds May Be Riskier Than You Think Business, January 30

    The U.S. stock market has become so concentrated that even broad index funds are no longer well diversified, our columnist says.

  13. How the Fed’s Rate Decisions Affect Your Wallet Your Money, January 28

    The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

  14. Why Do Houseguests Expect Us to Pay for Any Food During Their Visits? Style, January 28

    A married couple is unsure how to get guests at their vacation home to pony up for groceries — ideally without being asked.

  15. Low Rates Sound Great. But a Trump Fed Could Cause a Painful ‘Sugar High.’ Business, January 23

    Dropping rates more than conditions warrant would stimulate the economy in the short term but could lead to trouble, our columnist says.

  16. New Rules for 401(k) ‘Catch-Up’ Contributions in 2026 Your Money, January 23

    Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay.

  17. Who Gets to Borrow (and Charge) Over $100,000 for Graduate School Business, January 22

    Two different nursing school programs in Ohio offer a glimpse into what may happen when federal student borrowing has limits.

  18. Five Americans on Going Broke Paying for Their Health Care Opinion, January 22

    We heard from 300 people about what they are paying in health insurance premiums after Affordable Care Act subsidies expired.

  19. They Rushed to Buy Homes During the Pandemic. Now, Some Feel Trapped. Business, November 16

    Many Americans bought their first houses when mortgage rates dipped to record lows. Some are ready to move but feel locked in by their low rates.

  20. The Fed Is Stuck Fighting the Last War Sunday Business, December 13

    Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.

  21. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  22. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  23. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  24. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  25. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  26. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  27. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  28. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  29. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  30. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  31. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  32. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  33. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  34. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  35. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.