T/personal-finance

  1. Biden’s Student Loan Repayment Plan Is Being Challenged. Here’s What to Know. Business, April 13

    The income-driven plan known as SAVE has reduced payments for millions of borrowers. Lawsuits by Republican-led states are seeking to upend it.

  2. That Giant College ‘Sticker’ Price Isn’t What Most Students Pay Business, April 12

    The share of those paying the full advertised cost has declined over the last couple of decades, a new report found. Yet many don’t understand how much they’ll really pay.

  3. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  4. My Friend Is a Spendthrift With a Sick Dog. Should I Give to Her GoFundMe? Magazine, April 10

    The magazine’s Ethicist columnist on the value of donating to a fund-raiser for a pet in need — despite its owner’s bad habits.

  5. Quieren ser monjas y sacerdotes, pero la deuda estudiantil los frena En español, April 9

    Para quienes quieren ingresar en determinadas órdenes religiosas, saldar deudas antes de hacer voto de pobreza puede resultar difícil. Pero sus comunidades están dispuestas a ayudar.

  6. Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen? Business, April 5

    Some Vanderbilt students will have $100,000 in total expenses for the 2024-25 school year. The school doesn’t really want to talk about it.

  7. 4 Mistakes Couples Make When Discussing Money Well, April 5

    Therapists share the secrets to a drama-free money chat.

  8. The Market May Have Finally Hit a Real Record, but It Could Be a Problem Sunday Business, April 5

    Robert Shiller, the Nobel laureate, says valuations adjusted for high inflation suggest stock returns for the next decade are likely to be modest.

  9. They Want to Become Nuns and Priests. Student Debt Holds Them Back. Business, April 4

    For young adults who want to join certain religious orders, paying off debt before taking a vow of poverty can prove challenging. But their communities are willing to help.

  10. The Big Number: $30 Billion Interactive, March 29

    An agreement by Visa and Mastercard to cap swipe fees could save merchants billions. The question is how much it will help consumers.

  11. Those Billion-Dollar Lottery ‘Jackpots’ Aren’t Even Half That Big Sunday Business, March 29

    The latest enticing lottery prizes are the product of misleading advertising and high interest rates, our columnist says.

  12. Robinhood’s Credit Card Offers 3% Cash Back. Can It Last? Business, March 28

    Charles Schwab stopped offering a 2 percent card years ago, and most banks don’t hand over more than 2 percent either.

  13. Visa and Mastercard Agree to Cap Their Swipe Fees in Settlement Business, March 26

    The deal could save merchants $30 billion over five years. It would also allow them to adjust prices based on the costs of accepting different credit cards.

  14. How a New Rule Could Change the Way Advisers Handle Your Retirement Money Business, March 26

    The Labor Department’s latest push for a new fiduciary rule would protect investors’ retirement savings and require financial services providers to change.

  15. The State Had at Least $52,000 of Her Money. Why Couldn’t She Get It Back? Business, March 23

    A financial firm told an account owner that it had turned over her money to the state. When she filed a claim, something strange happened.

  16. Insurers Report Rising Hail Damage Claims Business, March 22

    Inflation is driving up the cost of materials and labor to repair roofs and cars. Adding to insurers’ costs is increased development in areas affected by severe storms.

  17. In the Markets, a Tug of War Between Big Tech and the Fed Sunday Business, March 22

    On Wall Street, excitement about A.I. outweighs concern about interest rates. But rocketing stocks could make it tough for the Federal Reserve to cut rates.

  18. To Get Your Finances in Order, Try ‘Loud Budgeting’ Interactive, March 22

    The term was recently coined on TikTok by a young comedian and writer who hopes it will empower people to open up about their financial goals.

  19. Retirees’ Pensions Were Restored. Debate About It Hasn’t Died. Sunday Business, March 22

    A 2021 law providing aid for multiemployer plans underscores the partisan disagreement about how best to provide stability for older Americans.

  20. Biden Approves $5.8 Billion in Additional Student Debt Cancellation Business, March 21

    The incremental relief brings the canceled total to $143.6 billion for nearly four million Americans.

  21. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  22. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  23. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  24. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  25. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  26. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  27. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  28. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  29. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  30. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  31. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  32. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  33. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.