T/personal-finance

  1. I Can’t Buy a House. I Can’t Shop. I’m Too Worried About the Election. Real Estate, October 20

    Election anxiety is causing many consumers to avoid big-ticket purchases like houses, weddings and cars. “Every four years this happens,” one former car dealer said.

  2. Welcome to the Era of the $20,000 Family Car Insurance Bill Business, October 19

    Have several children, a driveway full of cars and a few moving violations? Good luck to you. There are some ways to lessen the financial pain.

  3. Homeowners Tap Into Their Rising Home Equity Business, October 18

    Balances on home equity lines of credit have risen along with home equity loans. Popular reasons for borrowing include home renovations and repairs and debt consolidation.

  4. Money Market Rates Are Lower, Yes. But Compared to What? Sunday Business, October 18

    Even with further Fed rate cuts likely, money market funds are a good alternative for stashing cash, and investors are still flocking to them, our columnist says.

  5. A Hedgehog, a Centrifuge and Other Millennial Life-Improvement Splurges Business, October 13

    Placing a high value on personal growth, millennials and Gen Z appear more likely than older generations to make hobbies and nonessential purchases a spending priority.

  6. Social Security: Why It Matters for Young People, Not Just Retirees Sunday Business, October 11

    Despite fears about long-term solvency, millennials and Gen Z workers have a major stake in the program.

  7. What to Do if You Fall Behind on Auto Loan Payments Business, October 11

    The Consumer Financial Protection Bureau suggests that lenders may be overzealous in repossessing cars.

  8. The Market Has Been Fabulous, Maybe Excessively So Sunday Business, October 11

    You may not realize how great the stock market has been. But, our columnist says, it can’t keep rising at this pace for long.

  9. Experian Wants You to Carry Its Debit Card Around. Be Wary. Business, October 5

    There’s not a lot of love for the credit bureaus, so why would you want one of them in your wallet? Experian’s pitch: A slightly better credit score. Maybe.

  10. How States Are Enticing Employers to Help Their Workers Save for College Business, October 4

    With college costs high, at least eight states now offer tax credits or deductions for employers that contribute to workers’ 529 accounts.

  11. ¿Tus amigos ganan más y eso te causa problemas? Tenemos algunos consejos En español, October 1

    En las amistades, las disparidades económicas pueden generar malestar donde no debería existir, sobre todo cuando la gente confunde su patrimonio neto con su valía personal.

  12. Missed Student Loan Payments Will Hurt Your Credit Again. What to Know. Business, September 30

    President Biden’s yearlong on-ramp to help federal student loan borrowers ease back into repayment ended on Sept. 30.

  13. Las 5 señales que podrían indicar síntomas de demencia En español, September 28

    En los tipos de demencia en los que el olvido no es el síntoma principal hay signos que pueden indicar cambios cerebrales tempranos, según los expertos.

  14. We Tried to Shop Our Way to Cheaper Car Insurance. It Didn’t Work. Business, September 28

    The normally unstoppable force of two veteran money reporters hit the immovable object of wretched industry conditions. Living in Brooklyn didn’t help.

  15. Your Friend Has More Money Than You Do. How Can Your Relationship Survive? Business, September 28

    Financial disparities in friendships can create conflict where it shouldn’t exist. Here’s how two friends navigated a growing wealth gap.

  16. What to Know About Homeowners Insurance After Hurricane Helene Business, September 27

    If your home has been damaged, you may be at the beginning of a long process.

  17. Surviving Spouses May Not Be Responsible for Partners’ Medical Bills Business, September 27

    A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they have to pay.”

  18. Memory Loss Isn’t the Only Sign of Dementia Well, September 26

    Here are five other common red flags to look out for.

  19. My Parents Are Cash-Strapped. Why Won’t They Sell Some of Their Land? Styles, September 25

    Unable to treat her parents as often as she would like, a reader is unsure how to encourage them to take a big step toward financial self-reliance.

  20. Thousands Are Eligible for Tax Refunds From 2020 Business, April 19

    The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.

  21. Trump or Biden? The Stock Market Doesn’t Care. Sunday Business, April 12

    Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.

  22. More States Now Require Financial Literacy Classes in High Schools Business, December 1

    The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.

  23. Look at the Stocks Leading the Market Now Sunday Business, July 7

    Devastated at the height of the pandemic, cruise lines have become top performers.

  24. Student Loan Pause Is Ending, With Consequences for Economy Business, June 21

    Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.

  25. It’s Not Just the Debt Ceiling Sunday Business, May 26

    A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.

  26. Forgot to File Your 2019 Taxes? You Still Can if You Want Your Refund. Business, April 28

    The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.

  27. Funeral Homes Don’t Have to List Prices Online. That May Change. Business, April 14

    The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.

  28. Britain Wants Its Early Retirees Back, but Their Days Are ‘Never Boring’ Business, March 14

    The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.

  29. I Spent Two Years Revenge Spending. It Was Hard to Stop. Sunday Business, March 2

    The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.

  30. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  31. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  32. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  33. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  34. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.