Credit card companies and airlines are in a race for customers who spend the most money — and that is making it harder for many other customers to score deals and perks.
Any excuse is good enough for young adults to treat themselves, whether it’s failing an exam, getting a “job well done” from a boss or simply washing the dishes.
Put money into low-cost stock and bond funds, but don’t forget the rest of the recipe: Leave your investments alone.
The program gave birth to the idea of retirement and covers nearly all Americans — but now it faces major financial and customer service challenges.
By besmirching the integrity of government statistics, President Trump is endangering an underappreciated treasure, our columnist says.
The executive order is intended to give investors more options, but experts say employers will tread carefully before adding alternative assets.
The tariffs are driving up prices on everyday goods as businesses warn they can no longer absorb costs, leaving consumers to foot the bill.
Muchos prestatarios, sobre todo los jóvenes, están atrapados en ciclos de endeudamiento, debido a la escasa cultura financiera, el elevado desempleo juvenil y el estancamiento salarial.
As Beijing pushes consumer lending to stimulate the economy, millions of Chinese borrowers, especially the young, are falling into debt spirals.
Some people who have signed up with a company called Bilt have been unnerved to see a list of all their credit cards displayed. How did Bilt get this information?
Parents of children in kindergarten through high school are spending an average of $144, and that’s coming as families are feeling financial stress.
The market’s best days frequently occur in the midst of misery, our columnist says, so don’t bother trying to figure out where stocks are heading.
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
Incluso a las personas con planes de jubilación patrocinados por sus empresas les sigue resultando difícil ahorrar para el futuro cuando se enfrentan a los deseos del presente.
Even people with employee-sponsored retirement plans still find it difficult to save for the future when faced with present-day desires.
Generations of parents have opened 529 plans to save for their children’s educations. Now some are reconsidering the value of college and looking into other options.
President Trump’s new policy law has broadened the uses of plans that were once primarily for saving for college. “They’ve become education savings accounts,” one expert said.
Hace 5 años, el Times publicó un artículo sobre jóvenes adultos que mantenían económicamente a sus padres. Ahora, realizamos un seguimiento con los participantes.
Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.
The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.
Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.
The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.
Devastated at the height of the pandemic, cruise lines have become top performers.
Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.
A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.
The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.
The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.
The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.
The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.
In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.
Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.
Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.
But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.
Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.