T/personal-finance

  1. Value Stocks? Growth Stocks? Markets Last Year Turned Everything Topsy-Turvy. Sunday Business, February 3

    With the exception of Apple, eight tech giants are no longer “pure growth” stocks, while Exxon and Chevron are, a new study says. Our columnist says: Buyer, beware.

  2. Many Banks Pay High Rates on Savings. So Why Aren’t You Moving Your Money? Business, February 3

    Some online banks offer yields of 3.3 percent or more, but savers may be reluctant to open one because they think it will be a hassle.

  3. La Fed aumentó sus tasas de interés. Esto es lo que significa para tus finanzas personales en Español, February 2

    Los ahorradores se benefician y los deudores pueden esperar que sus deudas en tarjetas de crédito, préstamos estudiantiles y otros créditos aumenten.

  4. What Fed Rate Increases Mean for Mortgages, Credit Cards and More Business, February 1

    Savers will benefit and borrowers can expect to pay more on credit cards, student loans and other forms of debt.

  5. Politicians Want to Keep Money Out of E.S.G. Funds. Could It Backfire? Business, January 30

    States are supposed to act in the best interests of citizens and retirees. Divesting from E.S.G. funds and companies like BlackRock that run them may create legal jeopardy.

  6. Easy to Use, Mobile Payment Apps Are Also Easy to Misuse Business, January 28

    While they have taken steps to help prevent mishaps, a new report finds they offer few protections if, for instance, users accidentally send money to the wrong person.

  7. Your Investment Lost Money Last Year. So Why the Big Tax Bill? Sunday Business, January 27

    When you invest and where matters for taxes. But a few rules of thumb can stave off some nasty surprises, our columnist says.

  8. What’s Passive Income? It’s Not What Influencers Say It Is. Sunday Business, January 27

    Misconceptions about passive income abound, namely that it’s easy to earn.

  9. To Talk About Money, Hold the Judgment Insider, January 27

    It’s hard to get people to talk about money. A personal finance reporter explains how she helps sources open up about their spending habits and saving goals.

  10. Which Are the Best States for Raising a Family? Real Estate, January 26

    Parents have more flexibility these days to choose where they want to put down roots. A new study can help them decide.

  11. Dilemas de dinero en Español, January 24

    Cómo hacer rendir los recursos en tiempo de escasez y más lecturas para estar al día.

  12. Their Children Are Their Retirement Plans Sunday Business, January 21

    The offspring of many East Asian immigrants are raised to support their elders in their later years. That gives a segment of Americans challenges others don’t face.

  13. Savings Accounts for Disabled People Are Opened to More of Them Business, January 20

    Only those who became disabled by age 26 have been eligible for ABLE accounts. But Congress raised the age to 46, so more military veterans and others can qualify as of 2026.

  14. In Their 20s, Struggling to Save and Tired of Being Lectured About It Business, January 20

    Young people want to save for their futures, but balancing priorities has proved challenging during a time of economic instability.

  15. How to Invest as a Debt Ceiling Crisis Looms Sunday Business, January 19

    The risk of a federal debt ceiling breach later this year has increased. Steel yourself for trouble, our columnist writes. But remember: This, too, shall pass.

  16. Investing When Your Time Horizon Is Short Sunday Business, January 13

    Cut back on stock and bond holdings, and focus on money market funds, C.D.s, Treasury bills and other options that are now offering high yields, our columnist says.

  17. Your Tax Refunds May Be Smaller This Year Business, January 13

    Credits that were expanded as part of pandemic relief have expired, as has the deduction for donations for people who don’t itemize.

  18. How to Avoid Impulse Buying Interactive, January 12

    Buyer’s remorse is real, but there are ways to avoid overspending on things you just don’t need.

  19. The U.S. Hit the Debt Ceiling. What Does That Mean and What Happens Now? Washington, January 11

    If Congress fails to increase the government’s borrowing limit in time, the result would be a shock to the economy and financial markets.

  20. What to Know About Biden’s Income-Driven Repayment Proposal Business, January 10

    Proposed changes to federal student-loan repayment plans tied to income could cut some borrowers’ monthly payments by more than half.

  21. At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight Foreign, December 23

    In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.

  22. Their Budgets Flush, Many States Are Sending Checks to Residents Business, November 18

    Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.

  23. Deadlines for Using Up Flexible Spending Accounts Return Business, September 16

    Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.

  24. I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns Business, September 9

    But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.

  25. This Is Going to Hurt Sunday Business, June 17

    Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.