Couples tend to dance around discussing how much they earn or owe early in a relationship. But experts agree that talking about money sooner is better than later.
While the Trump administration has engaged in continual disruptions, most investors have prospered.
The tag is being used by TikTok and Instagram users, mostly members of Gen Z, who open up about how they spend their paychecks, down to the dollar.
They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are being aggressive about saving.
One proponent argues that fiscal fasting pushes people to confront their spending habits. But other financial experts prefer a more consistent approach to budgeting.
Time is the secret ingredient of investing, a market veteran says. Over many decades, diversified stock index funds have produced extraordinary results.
A traveler who used his American Express card’s collision damage waiver got stuck paying nearly $1,300 because of a missing document. Whose fault was it?
What’s the real cost of motherhood? Here’s what our readers said.
As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness.
Videos promoting a quick hack for having student loans forgiven are circulating. Experts warn the trick doesn’t work.
A patient went to his eye doctor for a routine checkup. Why was he charged for surgery after his doctor removed an eyelash?
A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.
The world has been anything but peaceful, but you wouldn’t know that from looking at the markets.
A new personal finance column was inspired by head-scratching messages from Times readers.
The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years.
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
The price jump is part of an ongoing shift for credit card companies and airlines toward premium rewards and high-end travelers.
Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to handle that during an unpredictable stock market.
The university seems to have misjudged what some families would pay. Next year, maybe applicants should play their own game of chicken with such schools.
A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in student loan and financial aid programs.
Bitcoin and other digital assets are quietly growing in many nest eggs, with the encouragement of the Trump administration. Hidden risks are mounting, our columnist says.
For local scavengers, graduation season is a great time to salvage expensive household items and luxury goods abandoned by departing students.
The chief executives at Palantir, which scoops up data for the government, and Veeva Systems, a cloud-computing company, topped two lists of the highest-paid C.E.O.s.
Regulators under President Trump are taking a neutral position on crypto, retreating from the Biden administration’s more cautionary stance.
Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.
The I.R.S. estimates that 940,000 people who didn’t file their returns for that year are due back money. The deadline for filing to get it is May 17.
Prediction markets say former President Donald J. Trump has a good chance of winning. So far, the stock market is fine with that.
The surge in offerings is a response to the pandemic, which revealed glaring income inequality, as well as inflation and the resumption of student loan payments, an expert said.
Devastated at the height of the pandemic, cruise lines have become top performers.
Three years of relief from payments on $1.6 trillion in student debt allowed for other borrowing and spending — and will shift into reverse.
A host of issues face the markets, beyond the prospect of a possible default on U.S. debt. Hedge your bets and ride it out, our columnist says.
The forms were originally due in the early days of the pandemic. The I.R.S. estimates that 1.5 million people are owed money, but they must file by July 17.
The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.
The country’s work force is smaller than it was before the pandemic, sapping economic potential. The government is going to try luring more people off the sidelines.
The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.
In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.
Up to 20 are using some of their budget surpluses to help taxpayers deal with high inflation. But some economists worry that the payments could fuel inflation.
Relaxed rules during the pandemic let workers carry over more of the pretax money, which must be spent on health costs or forfeited, but they’re expiring.
But to be eligible for the relief, taxpayers have to file the returns by Sept. 30. The agency says the average refund will be $750.
Inflation is expected to remain high later this year even as the economy slows and layoffs rise. Already, signs of financial stress are surfacing.