T/personal-finance

  1. Feeling the Urge to Spend? Stop, Ponder and Let it Pass Business, February 21

    We all feel urges and impulses when something shiny is in front of us. But we are not the sum of our spending thoughts, and pausing does not hurt.

  2. Banks Urged to Take On Payday Lenders With Small, Lower-Cost Loans Business, February 16

    A new Pew report says banks and credit unions could help consumers who need fast cash. “Borrowers need a better option,” a Pew official says.

  3. How Taxpayers Who Want Help Can Find a Reputable Preparer Business, February 9

    “If you’re just putting in numbers and hoping for the best,” an accountant says, “then maybe you need a preparer.”

  4. Insurance 101: Butler Undergrads Write Coverage for Dogs and Pianos Business, February 9

    Most undergraduates never discover that insurance is interesting. Butler University is trying to change that through a student-run insurance company.

  5. We All Have a Stake in the Stock Market, Right? Guess Again Business, February 8

    Wall Street’s up and downs have little impact on the income or wealth of most Americans, despite the bromides of politicians on both sides of the aisle.

  6. How One Book Changed My Relationship With Money Weekend, February 8

    The nine-step money-management system in “Your Money or Your Life” allowed both its writers to retire early.

  7. For Millennial Investors, a Harsh Lesson in Market Gyrations Business, February 7

    Severe stock swings rattled young investors, many of whom had never experienced such an intense sell-off and were left feeling “a punch to the gut.”

  8. So It’s Your First Market Hiccup. What Should You Do Now? Business, February 6

    Tempted to sell? Answer these six questions first, including ones about your timing, your goals, your predictive skills and your overall anxiety level.

  9. The Times Answers Your Questions About the Market Turmoil Business, February 6

    Our reporter helps you make sense of what is happening in stock, bonds and your portfolio.

  10. The Stock Market Works by Day, but It Loves the Night Sunday Business, February 2

    During the regular trading day since 1993, investors have lost money in the stock market. The big profits have come after hours.

  11. New Service, Same Old Equifax: Credit Locking App Freezes Up Business, January 31

    After a major breach last year, the credit rating agency promised an app that would make it easy — and free — to lock your credit. It didn’t work.

  12. The 7-Day Financial Tuneup Interactive, January 30

    This weeklong program from The New York Times will walk you through some of the simplest financial tasks you can do to tidy your finances, optimize your spending and make sure you are planning appropriately for the long-term.

  13. It’s Tax Time: What to Remember Business, January 26

    Most provisions of the new tax law won’t affect this year’s returns, with the exception of a temporary change broadening the deduction for medical expenses.